Committed to the Financial Health of Physicians and Their Families.

The Insure Med Financial Insurance Program

Financial Foundation

Establish a solid financial foundation.

Financial Protection

Protect yourself and your future.

Peace of Mind

Enjoy peace of mind knowing you have financial health.

Insurance for Medical Students

As a medical student, you’ve got a lot of things to take care of, including your financial obligations. But what if something happened to you? Would your loved ones now be responsible for your debt?

The good news is that’s there a way to give yourself both peace of mind and financial protection via life insurance and disability insurance. It’s essential to have the right insurance in place to protect your financial future. 

Disability Insurance

Disability insurance provides you with financial protection if you can’t work or attend school due to an injury, illness, or stress.

As a medical student, you have a lot on the go, and sometimes the stress can get to be too much! Therefore, it’s essential to make sure you have a financial cushion if you need to take a break for any reason. With disability insurance, you’ll have a guaranteed income to the age of 65 as long as you continue to qualify.

The longer you’ve been in school, the more coverage you can qualify for.

Life Insurance

Your beneficiary will receive a tax-free lump sum benefit with life insurance if you die. If someone has co-signed your loans for medical school, they can use that benefit to help pay off your student debt. Or, if no one co-signed for your loans, you can help make sure your loved ones are taken care of, whether that’s your spouse or a dependent parent or child.

Critical Illness Insurance

You work hard to save for a secure financial future. But here’s the question: What would happen if you had to stop working for a time due to a major illness? Would you be able to pay your mortgage and other expenses? That’s where critical illness insurance comes in. This policy offers lump-sum payments for expenses like childcare, travel, treatments, home modifications and medical equipment if you become seriously ill.

Critical Illness is also one of the only products left on the shelf that offers a ‘Return of Premium’ rider that can give you 100% of your premiums back if a claim is not made and you surrender the policy.

We Can Help

Don’t saddle yourself or your loved ones with unnecessary debt. We can help you protect your financial future with life and disability insurance. Reach out to us today to learn more!

Formerly Kirkham & Jack Financial

Services

Disability Insurance

A disability insurance policy protects you in your most valuable asset: your ability to earn an income. It can provide a monthly benefit to help you pay expenses if you become disabled due to an accident or illness.

Life Insurance

Rest assured that your loved ones are able to carry on should the unexpected happen. Insure Med Financial is dedicated to helping you create a personalized plan that will provide financial stability in the event of your death.

Critical Illness

Critical Illness Insurance helps protect your finances when you are struck by a major illness. When you receive the diagnosis, you can focus on getting better, and not about how you will pay for medical bills or other expenses.

Meet Chris Hamilton, CHS, BA

Senior Insurance Advisor

In the 20 years I’ve spent in the financial planning industry, I’ve gained a lot of experience working with clients who have unique needs and specialize in life insurance, critical illness insurance, and disability insurance.

I know how frustrating it can be to find a reliable insurance provider when you have a pre-existing condition like diabetes—that’s why it’s always been my goal to make sure my clients feel supported throughout the entire process.

I’m also passionate about being well insured myself. When I was 25, I broke my femur in a skiing accident and went on long-term disability for a year. It saved my life financially.

One of the most significant determiners of success for an individual’s financial planning is the quality of advice they seek, which is why I work hard to provide my clients with precise and up-to-date financial options to grow their wealth effectively.